Property Licence

Council licensing report

Landlord licensing in Merton

Merton runs at least one local property licensing scheme. Some rules apply to the whole council. Others apply only to listed streets, wards, or mapped areas, so the postcode alone does not always give a yes-or-no answer.

What landlords need to know

Status

Merton

Additional HMO
Mandatory HMO (national)
Selective licensing
None listed
Additional HMO licensing
1 active
Mandatory HMO licensing
Applies nationally
Local scheme coverage
Listed streets or areas
Active local schemes
1 active scheme
Last checked
22 May 2026

Check a postcode and address in Merton

Enter the postcode to confirm the council, then pick the address. If a scheme uses a street list, we check the selected street against it and give a direct yes or no.

Local schemes in Merton

Merton additional HMO licensing

Additional HMO licensing · active · Listed wards

Coverage
Listed wards
Fee
£1,566

Merton additional HMO licensing applies to HMOs occupied by three or four people forming more than one household in the listed wards.

Read more about Merton HMO licensing

How each scheme is scoped in Merton

A property licensing scheme is not the same everywhere. A council can designate the whole borough, a handful of wards, a list of streets, or a boundary drawn on a map. Whichever option Merton chose changes how confident you can be from the postcode alone.

Merton additional HMO licensing

This scheme covers a list of named wards. The postcode confirms the council, but the address has to fall inside one of the listed wards.

Common rental setups in Merton

The right licence depends on who lives in the property, how the household is structured, and where the property sits in the council area. These are the situations we see most often, with what Merton's current rules say about each.

Single tenant in a flat or studio

No licence needed

One adult renting a self-contained flat or a studio with their own kitchen and bathroom.

No landlord licence is needed under current Merton rules. Mandatory HMO licensing does not apply because this is one household.

Couple renting a whole house

No licence needed

Two people from one household renting an entire house on one tenancy.

No landlord licence is needed under current Merton rules. Mandatory HMO licensing does not apply because this is one household.

Family renting a whole house

No licence needed

Parents and dependent children from one household renting an entire house.

No landlord licence is needed under current Merton rules. Mandatory HMO licensing does not apply because this is one household.

Three sharers from different households

Licence needed

Three friends or three unrelated tenants on a joint tenancy, sharing a kitchen and bathroom.

Needs an additional HMO licence if the address is inside Merton's scheme area. Mandatory HMO licensing only kicks in at five or more occupiers, so this property is not in scope of the national rule.

Four sharers from different households

Licence needed

Four unrelated tenants sharing a kitchen and bathroom.

Needs an additional HMO licence if the address is inside Merton's scheme area. Mandatory HMO licensing only kicks in at five or more occupiers, so this property is not in scope of the national rule.

Five or more sharers from different households

Licence needed

Five or more unrelated tenants sharing a kitchen and bathroom.

Needs a mandatory HMO licence anywhere in England. The five-or-more, two-or-more-households test is national, not council-specific. Merton's additional HMO scheme can add conditions on top inside the designated area.

Lodger with a live-in landlord

No licence needed

Owner-occupier letting a room to one or two lodgers in their own home.

Letting to a lodger while you live in the property is exempt from HMO licensing in most cases. Selective licensing exemptions also normally cover owner-occupier lets.

Student house of five

Licence needed

Five students from at least two households sharing a converted house.

Needs a mandatory HMO licence anywhere in England. The five-or-more, two-or-more-households test is national, not council-specific. Merton's additional HMO scheme can add conditions on top inside the designated area.

Buying a property in Merton

A property licence does not transfer when a property changes hands. If you buy a let property that needs a licence under Merton's rules, the existing licence ends and you need to apply for a new one in your own name. The seller's solicitor should disclose any existing licence and any open enforcement notices.

For conveyancing in Merton, ask three things before exchange. First, is the property inside any current selective or additional HMO scheme area. Second, is there an active licence in the seller's name and on what conditions. Third, has the council issued a civil penalty, banning order or rent repayment order against the seller in the last six years.

Owner-occupiers buying to live in the property do not need a licence. The rules only apply when a property is rented out.

Anything on this page that you cannot find an answer to, the council's licensing team can confirm in minutes.